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Clicking Join will launch a form. † Netspend does not charge for this service, but your wireless carrier may charge for messages or data. Peer-to-peer money transfers. Netspend is a licensed provider of money transfer services (NMLS ID: 932678). Our first alternative is BetOnline, an online gambling platform that has carved out a niche in sports betting and poker. Netspend is a popular financial service provider, mainly offering debit card and prepaid card accounts to underbanked customers.